보험가입내역조회에 기재된 생명보험의 해지, 실효, 유지 및 예상해약환급금내역
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재산파악이 끝났다면, 파악된 나의 재산보다 나의 빚(채무)이 더 많아야 개인회생신청이 가능합니다.
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따라서 채무자가 가용소득 이외에 별다른 재산을 가지고 있지 않은 경우에는 변제기간 동안 가용소득으로 충분히 청산가치를 손쉽게 상회하기 때문에 청산가치보장의 원칙이 별 문제가 되지는 않습니다.
개인파산 신청을 통해 본인 능력으로 상환할 수 없는 채무를 모두 탕감 받을 수 있습니다.
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At our founding, Thomas Jefferson stated this: “I contemplate trial by jury as the only real anchor at any time still imagined by guy, by which authorities is often held towards the principles of its constitution.” Access to our courts could be the bedrock of our democracy. But the reality is that the civil jus...
즉 내가 가진 재산(청산가치)보다는 변제기간 동안 더 많은 변제를 해야 합니다.
개인 부채가 증가하면서 채무 변제를 위한 개인회생 건수도 사상 최대치에 이르렀다고 합니다.
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